The Leading Property Finance & Mortgage Specialists

Bridging & Development Finance

AIC Mortgages offer tailored lending solutions for acquiring new properties, unlocking equity, and funding property investments or refurbishments. Our swift and competitive short-term property finance options enable clients to realise opportunities and progress with projects.

Buy to Let & Commercial Mortgages

We provide mortgages for residential, mixed-use and commercial assets, as well as refurbishment projects and specialist properties. Our range of competitive mortgage options provide the most cost-effective finance facilities for your future ambitions.

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Our Real Estate Finance Solutions

We offer a range of property finance solutions tailored to the specific needs of our clients, including buy-to-let mortgages, bridging loans, development funding and short-term finance.

Explore Finance Options

Bridging Loans

Our financing options support clients in acquiring new properties, whether it's residential, mixed-use, or commercial assets.

Buy to Let Mortgages

Unlock the equity in your current properties to access capital for new ventures, developments, or refurbishments.

Commercial Investments

We provide financial support for property investors looking to expand their real estate portfolio, and seize investment opportunities.

Development Finance

We offer bespoke funding for all types of projects, from residential and commercial developments, to the hospitality, leisure and healthcare sectors.

Empowering Property Owners

£100M+

Finance Completed

90%+

Clients Funded

200+

Satisfied Clients

20+

Years of Expertise

Mortgage Types

Residential

Our financing solutions cater to the residential property sector, providing support for property acquisitions and refurbishments.

Mixed-Use

We provide finance for a diverse range of properties, including multi-unit assets containing different property types.

Commercial

We offer bridging loans to support individuals and businesses looking to purchase a commercial investment.

Refurbishments

We can lend up to 100% of the refurbishment costs for a project, along with a day one advance of towards the property purchase.

Second Charge

Our second charge bridging loans allow funds to be raised on a property asset, without the need to remortgage.

Our Process

Fast. Efficient. Seamless.

Day 1

Application

We discuss your requirements with you and process your loan application for our underwriters and lending panel to assess.

Day 4

Agreement In Principle

Upon acceptance we will provide you with an Agreement In Principle, and proceed to instruct a Valuation.

Day 10

Underwriting

The valuation will proceed to underwriting, with any final checks conducted to ensure accuracy and compliance.

Day 14

Facility Agreement

If approved, we will issue you a formal Offer Letter and Facility Agreement to sign, before releasing funds the same day.

Client Testimonials

Here are some testimonials from our satisfied clients who have achieved their property goals with our financial support.

Andy Bates

“AIC Mortgages enabled me to take advantage of a below market value opportunity by arranging a quick last minute second charge loan to raise the funds.”

Alice Stone

“My advisor was really helpful in sourcing the most competitive option for remortgaging one of my property investments. Would highly recommend!”

Mark Davies

“I struggled to find lender for funding on a hotel development we have, but after speaking with AIC Mortgages, they were able to source a lender to finance the full build cost.”